Insurance Archeology


Originally developed as an asset recovery tool for companies caught up in the retroactive liability claims arising from asbestos contamination and environmental cleanup imposed by Superfund legislation.

Companies faced with liability for actions that took place decades ago discovered that old Comprehensive General Liability (CGL) policies were applicable if damage occurred within the policy period. This created the need for searches for the old policies, and insurance archaeologists developed procedures to aid this search.

The process of notifying decades worth of insurers of a claim and then dealing with the requests for documentation that follow can tax any company’s ability to pursue coverage. Moving to locate and organize historic insurance policies and to document all secondary evidence of coverage saves time and money  when it’s time to seek defense and indemnification for liabilities originating long ago.

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