Package P&C, Subscription, COC
Policies are available through TCIM binding authority and through our various Markets.
We can provide capacity to fill out subscriptions or to place 100% of a risk. Support for both Standard and Sub-standard lines is available. Including all classes of Builder’s Risk. Support for vacant properties and other Sub-standard lines available.
Package policies for various insurers and industries are also featured.
TCIM has binding authorities with several Canadian insurance companies and with Lloyds for certain classes of property and casualty risks. These classes include standard and hard to place lines. We also use the open market to place business that falls outside of our authorities. We can work with you to supply property capacity in various circumstances:
- Property or package P&C placement 100% using one or more TCIM insurance Markets (either under binding authority or placed in the open market).
- Regular commercial business
- Unusual or tough to place risks, Sub-standard risks, Vacant risks
- Agriculture, Livestock
- Course of construction / Builders risk (including residential)
- USA risks
- Oil patch
- Lloyds markets
These Extensions are available for the following packages:
- Church Package
- Apartment Package
- Retail Package
- Office Package
- Restaurant Package
- Contractors Package
- Home Based Business Package
- Metallic – Metal Manufacturing Business
- Oil & Gas
- Technology & Cyber
- Windsurance – Sovereign’s windsurance windenergy offers solutions for the wind energy industry.